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    "When I relocated to Atlanta, I was referred to Ms. Flynn by Atlanta Legal Aid. When I spoke with Ms Flynn, I felt a connection and got the impression that she cared about my case from beginning to end. I was not easy to keep up with, as I was homeless and shifting from different family and friends. But, she managed to keep up with all my different phone numbers and addresses. Ms. Flynn never seemed to get discouraged and kept fighting for my case until I was awarded full benefits."

    — Denise Waters
  • RSS New on Our Blog

    • National Minority Mental Health Month July 29, 2016
      During the month of July, we commemorate National Minority Mental Health Awareness Month following the 2008 resolution by Congress. This resolution honors the legacy of Bebe Moore Campbell, an award winning African-American author, journalist, and teacher, who helped to destigmatize how minorities approach mental health issues in their communities. Based upon the 2000 […]
    • Raising Breast Cancer awareness in African-American women February 14, 2016
      At a past fundraiser for the Sisters Network in Atlanta, GA, I learned of the need for breast cancer awareness in the African American community. Breast cancer is the most common cancer amongst all women. cancer/dcpc/data/ women.htm Considering women under age 45, however, the mortality rate of breast cancer is higher for African-Americans than […]
    • Diabetes: How to win a social security disability case before an Adjudicator or ALJ December 10, 2015
      The Social Security Administration (SSA) eliminated Medical Listing 9.08. For complications from diabetes, this listing previously resulted in a finding of disability at step three of the sequential evaluation process for social security disability claims. In fact, effective June 7, 2015, there are no specific endocrine disorder listings anymore for adults. One exception is […]
    • Representatives have a duty to submit all evidence in social security disability cases to the Social Security Administration October 15, 2015
      Beginning in April 2015, the Social Security Administration (SSA) created new internal Hallex regulations requiring representatives to submit all existing evidence related to a client’s mental or physical impairments. In the past, representatives were not required to submit evidence that could adversely impact a client’s case. During hearings held at the Office of Disability Adjudication […]
    • SOCIAL SECURITY’s 80th ANNIVERSARY August 5, 2015
      Marking a Social Security Milestone August 14, 2015 is the 80th anniversary of Social Security. Few Americans working today can remember a time when Social Security wasn’t part of the social fabric of America. Since the Social Security retirement program was enacted under Franklin Delano Roosevelt in 1935, it has expanded in important ways. In […]

Social Security Disability Insurance (SSDI)

SSDI, also called Disability Insurance benefits (SSD or DIB) or TITLE II benefits, is funded by the FICA tax, which is the payroll tax paid by employees and employers. To meet the first requirement of being “fully insured” for SSDI, you will need to have 40 quarters of coverage, i.e. worked for 10 years. Additionally, to meet the other requirement of “currently insured,” you need to have a disability that began during the period you earned 20 quarters of coverage over your last 40 calendar quarters of employment. You will receive a quarter of coverage, as long as you earn a specific dollar amount for the work you performed during a calendar quarter (three month period). This amount increases each year. In most cases, this means that you must have worked five years out of the last 10 years to qualify. If you are under 31 years of age, you do not need to work as many years to qualify.

If you begin receiving SSDI (DIB or Title II), other family members might also be eligible for auxiliary benefits.

Examples include:

  1. Your dependent child, stepchild, grandchild or step-grandchild
    1. If they are unmarried AND under age 18 years old OR
    2. Between 18 and 19 years old AND a full-time student in grade 12 or less.
  2. Your spouse at any age, who is caring for your child, if the child under 16 years old or disabled.
  3. Your spouse at 62 years old or older unless he/she collects a higher social security benefit on his/her own record.
  4. Your ex-spouse if he or she cares for a child under 16 years old or disabled.
  5. Your ex-spouse if:
    1. He or she is at least 62 years old
    2. AND

    3. Was married to you for at least ten years.
    4. AND

    5. Has not remarried unless the marriage ended by death, divorce or annulment
    6. AND

    7. The ex-spouse is not eligible for an equal or higher benefit on his/her own work record or on someone else’s record.

Other Benefits